As a young driver you need to consider the cost of your insurance policy before you purchase your van. To keep the price as cheap as possible you need a truck that has a small engine, high security features and falls into a low insurance group. Once you have been driving for a few years it will be more affordable to upgrade your van but for the first few years we advise thinking practically.
This is the number one way to reduce the cost of your van insurance no matter what age you are but especially if you are 18 years old or younger. To build up your no claims you need to have your own annual policy rather than being a named driver and you cannot claim from your insurance. For each year of no claims that you have you can save roughly 10% in comparison to the previous year.
For maximum coverage for yourself and your van you will need comprehensive insurance, the downside to this policy is that this will be the most expensive option in comparison with fire and theft protection. Assess what you need protected before you begin looking for your next policy.
What we often come across are young drivers that only need to be insured on their vehicle on a temporary basis. For example if you use a van for private use and need to use it for a weekend, you can get cover for a few days rather than an annual policy that you won’t use.
For all young drivers under the age of 21, it is hard to find an insurance provider that will fit your budget, even more so if you are trying to get insured on a van. The main benefit of taking part in a pass plus course is that many insurers provide discounts on your insurance premiums. Not only will this help with the majority of specialist young driver insurance policies, it will also help you become a more confident driver in all weathers, driving at night and driving on the motorway. Book your practical training course now!
Anees is full time blogger, writer and consultant provides tips, guides and articles related to lifestyle, autos and business! Follow me at Twitter @built4kill2004
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