Watching the latest car review show on YouTube, or reading your favourite automotive magazine, you’re bound to stumble across that car that you just desperately wish you had, but which seems as though it’s just too far out of reach. With some exotics costing far more than a traditional house, you’d be forgiven for thinking that you’ve got no chance of ever owning one. If your dream is a little more realistic however, but still just out of reach, then there may be a few ways that you can get your hands on one. Here are a few ideas.


If the overall cost of the vehicle is too much, then leasing could well be the answer to your needs. Here you pay a monthly premium to drive the vehicle, agreed over a certain period of time (usually three or four years), and then give the car back when the deal is up. You don’t ever actually own your wheels, but the major benefit is that the monthly costs are generally much, much lower than a loan because you’re not paying for the whole price of the car. Deposits are usually two or three monthly instalments, so you don’t need much upfront either.


Auctions are that great unknown when it comes to buying cars. You could go to an auction several times and find nothing that you like or want to pay for, but if you persevere, then there’s always the chance that you’ll find something fantastic. If you’re dead set on finding your dream car and it’s not a really new model, then keeping your eye on the auctions could be a very good idea indeed if you know what you’re doing. Often it’ll be full of trade sellers who want to buy the car at a cut price anyway.

Spares or Repair

This is probably the trickiest one to pull off, but those with a lot of time and passion might be tempted. With a lot of high-end or rare cars, a crash isn’t always a death sentence, because there may be someone waiting in the wings ready to restore it to its former glory. This is really difficult, because you have to know what is and is not viable to fix, and you have to have the skills to do or the money to pay for repairs. A home equity loan can be really helpful if expensive repairs are needed beyond your ability to fix yourself. If you’re successful though, you might find that you save an absolute fortune.


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